Know Swift Code of your Bank

Posted In World - By NitiN Kumar Jain On Monday, May 23rd, 2011 With 6 Comments






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We already told you how to fetch complete bank details and IFSC codes of different banks in India.

Now let’s find out how we can know the SWIFT code of any bank, be it in India or anywhere in the world.

First of all let’s know what actually are Swift codes. Swift codes similar to IFSC codes (needed for local inter-bank transfers) are unique identifier for any bank that deals with international transactions. It is a standard format approved by the International Organization for Standardization (ISO). It is used as an unique identification code for both financial and non-financial institutions. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.

It is also referred to as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID.

To know the swift code of your bank, look at your bank statement and try to trace it. If you can’t find it in your statement then contact your banker to know it.

In case you want to know with ease from your office chair, then do visit www.theswiftcodes.com. You may also want to try out www.swift.com/bsl.

This portal offers swift codes of different banks all over the world. You can filter down on your country and bank to know the swift code of any particular bank.

The SWIFT code generally consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office.

  • First 4 characters – bank code (only letters)
  • Next 2 characters – ISO 3166-1 alpha-2 country code (only letters)
  • Next 2 characters – location code (letters and digits) (passive participant will have “1” in the second character)
  • Last 3 characters – branch code, optional (‘XXX’ for primary office) (letters and digits)

For e.g. swift code ICICINBB013 refers to

  • ICIC – ICICI Bank
  • IN – country India
  • BB – All ICICI banks in India have BB as location code
  • 013 – Chandigarh branch code

Although the list is extensive, but in case you aren’t able to find your bank then contact your individual bank personally.